OKScore

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First insurance score ever in China. Built upon OKChexian’s patent technology, OKDrive, extracting user’s driving behavior and analyzing with comprehensive big data, eventually ends up with a score between 350 and 950, describing and evaluating users' behavior.

Scoring Factors

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Users may find their OKScore in the App "OKChexian", 5 main factors are:

1. Identification         2. Safety Record      3. Consumption History
4. Driving Behavior   5. Driving Patterns

Privileges

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There are privileges provided in our App "OKChexian", with constraints on OKScore. In the near future, OKScore, as a descriptor of drivers' comprehensive quality, will greatly boost the foundation and development of drivers' "credit system".

How to improve

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To assure the credibility and quality as an insurance score, OKScore should not be easily improved by taking simple actions. However, OKScore can be possibly improved by these means.

    complete information——complete personal information and allow OKChexian to record driving behavior.
    forming good habits——drive environmental friendly and courteously, avoid traffic violations, and keep a good car maintenance frequency.